I'm MAD!!!!!!
I don’t get it!! Why, why, why do I continually read and hear information from seemingly helpful people from almost every background and profession offering only money advice from 2 places: 1. ‘this is what you have – here’s how you live with it’, or 2. ‘this is the latest and best way to riches’.
I won’t get into the problems with both of those old, boring plans, but I will share with you why I’m so mad:
Because young, talented people with their whole life in front of them are trying desperately to understand what they need to do to make money work for them in their lives and they are confused, frustrated and getting beat up to the point, they give up before they ever even try!!
It’s really not that hard to figure out how you want to live your life, then figure out how much it will cost to live that life and start exploring ways to make it happen. At least it shouldn’t be that hard. Except that as soon as you start to mention that you’d like to live your life any other way than what’s currently in front of you, 99% of the people you meet will look at you like you’ve got 4 heads, then tell you to be realistic.
Come on – what’s realistic? You decide, then find a way to make it happen, rather than finding ways to settle for something else.
I see nothing out there that adequately provides the link between the positive thinking success industry and the how to make money industry using financial planning as a foundation.
I’m sick and tired of hearing about people settling for something less than what they really want (especially younger people) just because they don’t see the immediate way there. You have to start with the basics, learn the skills and keep asking ‘HOW?’ People and books that only show you how to cut back and scrimp and sacrifice are totally missing the point. The whole basis of our society and of my profession, financial planning, is to help you realize your dreams. How about investing some time and money into finding ways to get the dream, rather than live without it??
Today someone was talking to me about how to cut back and reduce their expenses so they could live where they are, save some money and maybe look at buying a home in 3 years. They knew how much money they really wanted for their lifestyle, yet the only thoughts they had were about how to cut back and to learn to wait for what they wanted – instead of asking how else they could find the money, how else could they buy the home, how could they make their dream come true? The worst part was that this person was buying into the notion that somehow they couldn’t or shouldn’t even think about their goals, because… they had very little savings and a teeny bit of debt. They were starting to feel like they’d never make it on their own.
This is the exact same scenario that happened a few months ago when a young person wanted to talk about how they could live on $1500 per month because that is all they thought they could earn in an entry level job in their field. This same person had just been turned down for a $70,000 a year job – a far cry from $1500 per month. When we talked further she went away and got clear on what she wanted and did some exercises to identify opportunities and resources. You know what? Within a few months she had her own business and a contract worth way more than the $70,000 a year job. WOW!!
What are you doing? Settling for what you think is all you can do, or making things happen – realistically, practically, and solidly?
Enough – it’s your life – don’t waste it – don’t risk it – put it together in a way that works for you – find the money you want to do what you want, when you want it – all within the context of solid financial planning – you don’t need to risk it and you don’t need to struggle. Just start and don’t give up on your dreams – hey… Colonel Sanders was 67 when he started Kentucky Fried Chicken – it’s never too late unless you chose to stop believing in your very own worthwhile dreams and goals.
Tracy
Copyright© 2000 - 2006 Tracy Piercy, CFP, Founder and President www.moneyminding.com Get your complimentary handbook: 12 Miracle Money Multipliers for Stimulating Sensational Success at www.moneyminding.com
I won’t get into the problems with both of those old, boring plans, but I will share with you why I’m so mad:
Because young, talented people with their whole life in front of them are trying desperately to understand what they need to do to make money work for them in their lives and they are confused, frustrated and getting beat up to the point, they give up before they ever even try!!
It’s really not that hard to figure out how you want to live your life, then figure out how much it will cost to live that life and start exploring ways to make it happen. At least it shouldn’t be that hard. Except that as soon as you start to mention that you’d like to live your life any other way than what’s currently in front of you, 99% of the people you meet will look at you like you’ve got 4 heads, then tell you to be realistic.
Come on – what’s realistic? You decide, then find a way to make it happen, rather than finding ways to settle for something else.
I see nothing out there that adequately provides the link between the positive thinking success industry and the how to make money industry using financial planning as a foundation.
I’m sick and tired of hearing about people settling for something less than what they really want (especially younger people) just because they don’t see the immediate way there. You have to start with the basics, learn the skills and keep asking ‘HOW?’ People and books that only show you how to cut back and scrimp and sacrifice are totally missing the point. The whole basis of our society and of my profession, financial planning, is to help you realize your dreams. How about investing some time and money into finding ways to get the dream, rather than live without it??
Today someone was talking to me about how to cut back and reduce their expenses so they could live where they are, save some money and maybe look at buying a home in 3 years. They knew how much money they really wanted for their lifestyle, yet the only thoughts they had were about how to cut back and to learn to wait for what they wanted – instead of asking how else they could find the money, how else could they buy the home, how could they make their dream come true? The worst part was that this person was buying into the notion that somehow they couldn’t or shouldn’t even think about their goals, because… they had very little savings and a teeny bit of debt. They were starting to feel like they’d never make it on their own.
This is the exact same scenario that happened a few months ago when a young person wanted to talk about how they could live on $1500 per month because that is all they thought they could earn in an entry level job in their field. This same person had just been turned down for a $70,000 a year job – a far cry from $1500 per month. When we talked further she went away and got clear on what she wanted and did some exercises to identify opportunities and resources. You know what? Within a few months she had her own business and a contract worth way more than the $70,000 a year job. WOW!!
What are you doing? Settling for what you think is all you can do, or making things happen – realistically, practically, and solidly?
Enough – it’s your life – don’t waste it – don’t risk it – put it together in a way that works for you – find the money you want to do what you want, when you want it – all within the context of solid financial planning – you don’t need to risk it and you don’t need to struggle. Just start and don’t give up on your dreams – hey… Colonel Sanders was 67 when he started Kentucky Fried Chicken – it’s never too late unless you chose to stop believing in your very own worthwhile dreams and goals.
Tracy
Copyright© 2000 - 2006 Tracy Piercy, CFP, Founder and President www.moneyminding.com Get your complimentary handbook: 12 Miracle Money Multipliers for Stimulating Sensational Success at www.moneyminding.com
posted by Tracy Piercy at 12:19 AM
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